Arithmetic Gradient Series
An arithmetic gradient changes by a constant amount each period.
An arithmetic gradient changes by a constant amount each period.
Maintenance is $155 at the end of year 1 and increases by $35 each year for 8 years. Find the present worth at 6%.
Final answer: $P=P_1+P_2=1,657$.
Withdrawals start at $5,000 and increase by $1,000 yearly for 15 years. At 6%, find required savings at retirement.
Final answer: $106,116.59.
Maintenance starts at P10,000 in year 1 and increases by P2,000 each year through year 5. At 10%, find the present worth.
Answer: Present worth is about P51,632.
A cost series has base A = P20,000 and arithmetic gradient G = P3,000 for 6 years at 8%. Find the equivalent annual cost.
Answer: $A_{eq}=20000+3000(2.350)=P27,050$.
A series starts at P5,000 and increases by P750 each year for 8 years. Find the payment in year 8.
Answer: The year-8 payment is P10,250.
Additional board-style practice items for this topic.
If money is worth 6% compounded annually, what payment 12 years from now is equivalent to a payment of P125,000, nine years from now?
The cost of an asphalt pavement is as follows: Initial cost........................................... P20M. Annual maintenance.......................... P1.5M. Additional maintenance every 5 years... P3 M. Cost of money...................................... 8.0%.
What is the present worth of all additional maintenance costs for 25 years?
What is the present worth of all the costs for 25 years?
What is the equivalent annual cost of this pavement?
Solution pending in psadquestions/t1049.json.
An investor is considering buying a 20-year corporate bond. The bond has a face value of P1M and pays 6% interest per year in two semiannual payments. Thus the purchaser of the bond would receive P30,000 every six months and in addition he would receive P1M at the end of 20 years, along with the last P30,000 interest payment. If the investor thought he should receive 8% interest, compounded semiannually, how much would he be willing to pay for the bond?